Miscellaneous Insurance

Product Liability Insurance This policy provides coverage for legal liability arising from accidental death, bodily injury, or disease to third parties, as well as loss of or damage to third-party property, caused by defects in products manufactured and insured under the policy after such products have left the insured’s premises. Public Liability Insurance · Under the Public Liability Insurance Act, 1991, it is mandatory for all owners handling hazardous substances to take insurance as prescribed by the Act. · Handling includes activities such as manufacturing, processing, packaging, storage, transportation, use, sale, transfer, or disposal of hazardous substances. · Hazardous substances are those listed under the Public Liability Insurance Act, 1991 and its rules. · The policy covers the owner’s statutory liability on a no-fault basis. · Coverage applies to: Death or bodily injury to any person Damage to property · The loss or damage must result from an accident occurring while handling hazardous substances. Directors & Officers Liability Insurance Leadership decisions involve significant responsibility—and risk. Directors & Officers (D&O) Insurance, also known as D&O Liability Insurance, protects company directors, officers, and board members from personal financial losses arising out of management-related claims. A D&O insurance policy covers legal defence costs, settlements, and compensation arising from claims made against decision-makers for their actions taken in an official capacity. Whether you are looking for D&O insurance, a directors and officers liability insurance policy, or D&O insurance in India, this coverage helps safeguard the leadership team against allegations such as negligence, mismanagement, breach of duty, or errors in decision-making. Professional Indemnity Insurance Professional Indemnity Insurance (PII), also known as Errors & Omissions (E&O) Insurance, protects professionals against claims arising from errors, omissions, or mistakes in their services or advice. It covers legal defence costs and compensation if a client suffers financial loss due to your work.